Purpose
Buying a new Flat/purchasing a resale Flat.
Loan Amount
80%* of the agreement value + stamp duty + registration fees
Loan Eligibility
55/60 times of net monthly salary or 3.5 to 4 times of average income of last 3yrs (Max. C 140.00 lacs)
For 2nd home 0.5% additional. Processing Fees: 1%* + GST.
*No Pre-Payment Charges.
Documents Required :
- 3 years ITR with one year Bank Statement / 3 months salary slip with Form 16 and one year Bank statement.
- Satisfactory CIBIL Report
- Copy of Property Documents with Originals (Chain of Agreement)
- 2 Guarantors with 3 years ITR with one year Bank Statement / 3 months salary slip with Form 16 and one year Bank statement.
- Complete KYC documents of Applicant and Guarantors